Default judgment in Vermont: how to set it aside
Missed the deadline? Here is how to ask the court to cancel the default.
Checked against official sources: Oct 24, 2026.
Short answer
A default judgment means the court decided against you because you didn't answer. File a motion asking the court to set aside the default judgment. The court can set aside its order granting a default judgment for good cause, and a final default judgment under Rule 60(b) (for example, mistake, excusable neglect, fraud, or a void judgment).
- Time to answer
- 21 days
How a default happens in Vermont
If you do not answer after being served by a sheriff or constable (small claims), or do not answer within 21 days in a regular civil case, the plaintiff can ask for a default judgment, and the court may award what the plaintiff asked for.
How to set aside a default in Vermont
File a motion asking the court to set aside the default judgment. The court can set aside its order granting a default judgment for good cause, and a final default judgment under Rule 60(b) (for example, mistake, excusable neglect, fraud, or a void judgment). File as soon as possible.
Law: V.R.C.P. 55(d), 60(b)
Count your deadline to set aside a default
Interest and how long it lasts in Vermont
- Interest after the judgment
12% a year (Vermont's legal rate). Interest accrues at 12% a year if you agree to pay or a judgment is entered (Vermont Judiciary).
- How long it lasts
8 years. The creditor can renew the judgment by filing a new action on it before the 8 years end. A judgment lien on real property also lasts 8 years.
Law: 9 V.S.A. § 41a(a); 12 V.S.A. §§ 506(a), 2903
Mediation and settlement in Vermont
Most regular civil division cases must go to mediation (the parties file a stipulation for mediation within 30 days after the last answer). Small claims cases are not required to mediate (V.R.C.P. 16.3).
Servicemembers
Before the court gives the plaintiff a default judgment, the plaintiff must file a sworn statement saying whether you are in military service.
Law: 50 U.S.C. 3931(b)(1)
Steps after a default in Vermont
Find the judgment
Ask the clerk for a copy of the judgment and note the date on it.
Move fast
In Vermont: File a motion asking the court to set aside the default judgment. The court can set aside its order granting a default judgment for good cause, and a final default judgment under Rule 60(b) (for example, mistake, excusable neglect, fraud, or a void judgment).
Say why you missed it
Write down why you missed the deadline and why you don't owe what they claim.
Watch for garnishment
Until it is set aside, the judgment can be collected: read After a judgment in Vermont.
Get help
Ask for free help: VTLawHelp.org (Vermont Legal Aid and Legal Services Vermont) and Vermont Bar Association – Find a Lawyer / Lawyer Referral.
Free legal help in Vermont
Questions about default judgments in Vermont
How long do I have to answer a debt lawsuit in Vermont?
Small claims: 30 days. If the papers came by first-class mail, file your answer within 30 days of the mailing; if a sheriff or constable served you, within 30 days of that service. Regular civil case: give or mail your written Answer within 21 days of the date you received the Summons (unless the court sets a different time).
What happens if I don't answer in Vermont?
If you do not answer after being served by a sheriff or constable (small claims), or do not answer within 21 days in a regular civil case, the plaintiff can ask for a default judgment, and the court may award what the plaintiff asked for.
How long do I have to undo a default in Vermont?
File a motion asking the court to set aside the default judgment. The court can set aside its order granting a default judgment for good cause, and a final default judgment under Rule 60(b) (for example, mistake, excusable neglect, fraud, or a void judgment). File as soon as possible.
More for Vermont
Sources
- V.R.C.P. 55(d), 60(b)
- 12 V.S.A. § 5531 (small claims; consumer and medical debt cap)
- 12 V.S.A. § 506 (judgments: 8 years)
- 12 V.S.A. § 2903 (judgment lien duration and interest)
- 9 V.S.A. § 41a (legal rate 12%)
- Vermont Judiciary – Debt Collection & Small Claims
- Vermont Judiciary – Suing and Being Sued (Small Claims)
- Vermont Judiciary – Collecting a Small Claims Judgment
- Small Claims Information and Instructions for Defendant (100-00259)
- Vermont Superior Court Summons (100-00268)
- Vermont Judiciary – Civil Mediation (V.R.C.P. 16.3)
Last checked: Oct 24, 2026.