Default judgment in Texas: how to set it aside
What a default judgment means and how to ask the court to set it aside, with a deadline calculator.
Checked against official sources: Oct 24, 2026.
Short answer
A default judgment means the court decided against you because you didn't answer. Justice Court: file a motion to set aside the default judgment no later than 14 days after the judgment is signed, and send the plaintiff a copy by the next business day; the judge can grant it for good cause.
- Shortest time to ask
- 14 days (Justice Court: motion to set aside or for new trial)
- Time to answer
- 14 days
How a default happens in Texas
If you do not answer on time, the judge checks that you were properly served and then gives the plaintiff a default judgment. In a debt claim case, the plaintiff must still prove its damages. The clerk mails you notice of the judgment.
Canceling a default judgment in Texas
Justice Court: file a motion to set aside the default judgment no later than 14 days after the judgment is signed, and send the plaintiff a copy by the next business day; the judge can grant it for good cause. You can also file a motion for new trial within 14 days, or appeal within 21 days by filing a bond, cash deposit or Statement of Inability. County or District Court: file a motion for new trial within 30 days after the judgment is signed.
Law: Tex. R. Civ. P. 503.1; 505.3(b)-(c), (e); 506.1(a); 329b(a)
Count your deadline to set aside a default
The judgment in Texas
- Interest after the judgment
If the contract provides for interest, the lesser of the contract rate or 18% a year. Otherwise, the prime rate set monthly by the Consumer Credit Commissioner, but no lower than 5% and no higher than 15% a year.
- How long it lasts
If no writ of execution is issued within 10 years after the judgment (or within 10 years after the last writ), the judgment becomes dormant. A dormant judgment can be revived within 2 years after it becomes dormant.
Law: Tex. Fin. Code §§ 304.002, 304.003; Tex. Civ. Prac. & Rem. Code §§ 34.001, 31.006
Mediation and settlement in Texas
A justice court judge may order any case to mediation or another alternative dispute resolution process.
Law: Tex. R. Civ. P. 503.5
Servicemembers
Before the court gives the plaintiff a default judgment, the plaintiff must file a sworn statement saying whether you are in military service.
Law: 50 U.S.C. 3931(b)(1)
Your next steps in Texas
Find the judgment
Get the judgment from the clerk; the date on it starts your time limits.
Act within the time limit
The rule in Texas: Justice Court: file a motion to set aside the default judgment no later than 14 days after the judgment is signed, and send the plaintiff a copy by the next business day; the judge can grant it for good cause.
Say why you missed it
Write down why you missed the deadline and why you don't owe what they claim.
Protect your money
Talk to legal aid
Free help: TexasLawHelp.org (free legal information and legal aid finder) and Texas RioGrande Legal Aid.
Where to get free help in Texas
Questions about default judgments in Texas
How many days do I get to answer in Texas?
Justice Court: by the end of the 14th day after you were served. If that day is a Saturday, Sunday or legal holiday, or the court closes before 5:00 p.m., it is due the next business day. County or District Court: by 10:00 a.m. on the Monday after 20 days have passed since you were served.
What if I miss the deadline in Texas?
If you do not answer on time, the judge checks that you were properly served and then gives the plaintiff a default judgment. In a debt claim case, the plaintiff must still prove its damages. The clerk mails you notice of the judgment.
Can I cancel a default judgment in Texas?
Justice Court: file a motion to set aside the default judgment no later than 14 days after the judgment is signed, and send the plaintiff a copy by the next business day; the judge can grant it for good cause. You can also file a motion for new trial within 14 days, or appeal within 21 days by filing a bond, cash deposit or Statement of Inability. County or District Court: file a motion for new trial within 30 days after the judgment is signed.
More for Texas
Sources
- Tex. R. Civ. P. 503.1; 505.3(b)-(c), (e); 506.1(a); 329b(a)
- Supreme Court of Texas forms page
- Protected Property Claim Form (bilingual)
- Notice of Protected Property Rights (bilingual)
- Statement of Inability to Afford Payment of Court Costs (bilingual)
- Tex. Fin. Code ch. 304 (judgment interest)
- Tex. Civ. Prac. & Rem. Code ch. 34 (dormant judgments)
- Tex. Civ. Prac. & Rem. Code ch. 31 (revival of judgment)
Last checked: Oct 24, 2026.