Default judgment in Ohio: how to set it aside
Missed the deadline? Here is how to ask the court to cancel the default.
Checked against official sources: Oct 24, 2026.
Short answer
A default judgment means the court decided against you because you didn't answer. File a motion for relief from judgment under Civ.R. 60(B). It must be filed within a reasonable time, and no more than 1 year after the judgment if the reason is mistake, inadvertence, surprise or excusable neglect, newly discovered evidence, or fraud.
- Shortest time to ask
- 1 year (Civ.R. 60(B): mistake, neglect, new evidence or fraud)
- Time to answer
- 28 days
How a default happens in Ohio
If you do not answer in time, the plaintiff can ask the court for a default judgment. If you have appeared in the case, you must get written notice of the request at least 7 days before the hearing.
Canceling a default judgment in Ohio
File a motion for relief from judgment under Civ.R. 60(B). It must be filed within a reasonable time, and no more than 1 year after the judgment if the reason is mistake, inadvertence, surprise or excusable neglect, newly discovered evidence, or fraud. Courts usually also look for a valid defense.
Law: Ohio Civ.R. 55(A), (B); Civ.R. 60(B)
Count your deadline to set aside a default
What the judgment means in Ohio
- Interest after the judgment
The judgment earns interest at the rate in your written contract, if it sets one. If not, it earns the Ohio statutory rate in effect on the date of the judgment, which stays the same until it is paid. The statutory rate is set each October 15 by the Ohio Tax Commissioner for the next year: the federal short-term rate, rounded to a whole percent, plus 3%.
- How long it lasts
A judgment becomes dormant if the creditor does not take a collection step (execution, judgment lien, garnishment or debtor exam) within 5 years of the judgment or the last such step. Each step restarts the 5 years. A dormant judgment can be revived within 10 years after it became dormant; no interest is added for the dormant period.
Law: R.C. 1343.03(A), (B); R.C. 5703.47; R.C. 2329.07(B)(1); R.C. 2325.18
Servicemembers
Before the court gives the plaintiff a default judgment, the plaintiff must file a sworn statement saying whether you are in military service.
Law: 50 U.S.C. 3931(b)(1)
Steps after a default in Ohio
Get the judgment papers
The judgment's date matters. Ask the clerk for a copy.
Act within the time limit
The rule in Ohio: File a motion for relief from judgment under Civ.R. 60(B). It must be filed within a reasonable time, and no more than 1 year after the judgment if the reason is mistake, inadvertence, surprise or excusable neglect, newly discovered evidence, or fraud.
Give your reason and your defense
Most courts want to know why you didn't answer and what your defense is. Attach your answer if the court asks.
Watch for garnishment
Read After a judgment in Ohio.
Free legal help in Ohio
Questions about default judgments in Ohio
What is the deadline to answer a debt suit in Ohio?
28 days after you are served with the summons and complaint. If you were served by publication, 28 days after publication is complete.
What if I miss the deadline in Ohio?
If you do not answer in time, the plaintiff can ask the court for a default judgment. If you have appeared in the case, you must get written notice of the request at least 7 days before the hearing.
Can I cancel a default judgment in Ohio?
File a motion for relief from judgment under Civ.R. 60(B). It must be filed within a reasonable time, and no more than 1 year after the judgment if the reason is mistake, inadvertence, surprise or excusable neglect, newly discovered evidence, or fraud. Courts usually also look for a valid defense.
Keep reading about Ohio
Sources
- Ohio Civ.R. 55(A), (B); Civ.R. 60(B)
- R.C. 1901.17 Municipal court monetary jurisdiction
- R.C. 1925.02 Small claims jurisdiction
- R.C. 1319.12 Collection agency assignments and lawsuits
- R.C. 1901.26 Municipal court costs
- R.C. 2323.311 Indigent litigants
- R.C. 1343.03 Interest on judgments
- R.C. 5703.47 Federal short-term rate
- R.C. 2329.07 Dormant judgments
- R.C. 2325.18 Revival of judgments
- R.C. 2716.06 Notice to judgment debtor (personal earnings)
- R.C. 2716.13 Garnishment of property other than earnings; notice and hearing
- R.C. 2305.07 Consumer debt limitation
- R.C. 1907.03 County court jurisdiction
Last checked: Oct 24, 2026.