Default judgment in Alaska: how to set it aside
What a default judgment means and how to ask the court to set it aside, with a deadline calculator.
Checked against official sources: Oct 24, 2026.
Short answer
A default judgment means the court decided against you because you didn't answer. If the default was entered recently and the creditor has not started collecting, file a Motion, Affidavit & Order to Set Aside Default & Accept Late Filed Answer (CIV-858) together with your answer (CIV-481) and show 'good cause'.
- Shortest time to ask
- 1 year (Rule 60(b): mistake, excusable neglect, new evidence or fraud (outer limit))
- Time to answer
- 20 days
How a default happens in Alaska
If you are properly served and do not file an answer within 20 days, the plaintiff can ask for a default judgment. The plaintiff then gets what it asked for without the court hearing your side, and can collect from your bank account, Permanent Fund Dividend (PFD) or paycheck.
How to set aside a default in Alaska
If the default was entered recently and the creditor has not started collecting, file a Motion, Affidavit & Order to Set Aside Default & Accept Late Filed Answer (CIV-858) together with your answer (CIV-481) and show 'good cause'. Otherwise, file a Motion and Affidavit to Set Aside Judgment or Order (SHC-1548) under Civil Rule 60(b). A motion based on mistake, excusable neglect, newly discovered evidence or fraud must be filed within a reasonable time and no more than 1 year after the judgment.
Law: Alaska R. Civ. P. 55(e); Alaska R. Civ. P. 60(b)
Count your deadline to set aside a default
Interest and how long it lasts in Alaska
- Interest after the judgment
3 percentage points above the 12th Federal Reserve District discount rate in effect on January 2 of the year the judgment is entered. If the judgment is based on a written contract with a stated interest rate (no higher than the legal rate), the contract rate applies if it is written in the judgment.
- How long it lasts
A creditor has 10 years to bring a new lawsuit on the judgment. If 5 years pass after the judgment without a writ of execution being issued, the creditor needs a court order to get one; the court grants it if there are just and sufficient reasons for the delay.
Law: AS 09.30.070(a); AS 09.10.040(a); AS 09.35.020
Mediation and settlement in Alaska
The Anchorage District Court offers free mediation by trained volunteers in small claims cases, on the morning the case is set for trial. In formal cases, the judge may ask whether the parties want mediation or a settlement conference.
Military service and defaults
Before the court gives the plaintiff a default judgment, the plaintiff must file a sworn statement saying whether you are in military service.
Law: 50 U.S.C. 3931(b)(1)
Steps after a default in Alaska
Get the judgment papers
The judgment's date matters. Ask the clerk for a copy.
Move fast
The rule in Alaska: If the default was entered recently and the creditor has not started collecting, file a Motion, Affidavit & Order to Set Aside Default & Accept Late Filed Answer (CIV-858) together with your answer (CIV-481) and show 'good cause'.
Explain why and show a defense
Most courts want to know why you didn't answer and what your defense is. Attach your answer if the court asks.
Protect your money
Ask for free help
Legal aid can help for free: Alaska Legal Services Corporation (free legal aid) and Alaska Court System: Finding a Lawyer.
Where to get free help in Alaska
Questions about default judgments in Alaska
How long do I have to answer a debt lawsuit in Alaska?
20 days after you are served with the summons and complaint (district court and small claims). Count every day. If the last day is a Saturday, Sunday or legal holiday, it is due the next day that is not a Saturday, Sunday or legal holiday. A Friday deadline does not move.
Can the plaintiff win by default in Alaska?
If you are properly served and do not file an answer within 20 days, the plaintiff can ask for a default judgment. The plaintiff then gets what it asked for without the court hearing your side, and can collect from your bank account, Permanent Fund Dividend (PFD) or paycheck.
How do I set aside a default in Alaska?
If the default was entered recently and the creditor has not started collecting, file a Motion, Affidavit & Order to Set Aside Default & Accept Late Filed Answer (CIV-858) together with your answer (CIV-481) and show 'good cause'. Otherwise, file a Motion and Affidavit to Set Aside Judgment or Order (SHC-1548) under Civil Rule 60(b). A motion based on mistake, excusable neglect, newly discovered evidence or fraud must be filed within a reasonable time and no more than 1 year after the judgment.
More for Alaska
Sources
- Alaska R. Civ. P. 55(e); Alaska R. Civ. P. 60(b)
- Alaska Court System: Debt Collection in a Formal Civil Case
- Alaska Court System: Answering a Complaint to Collect a Debt
- Alaska Court System: Collecting a Debt
- Alaska Court System: Filing Fees & Fee Waiver
- Alaska Court System: Mediation
- Alaska Rules of Civil Procedure
- Alaska District Court Rules of Civil Procedure
- Alaska Administrative Rules (Rule 9 fee schedule)
- AS 09.30.070 Interest on judgments
- AS 09.38.080 Levy procedures (exemption claims)
- AS 22.15.030 District court civil jurisdiction
- AS 09.10.040 Action upon judgment in 10 years
- AS 09.35.020 Issuance of execution after five years
- Notice of Levy (CIV-510)
- Notice of Garnishment and Notice of Right to Exemptions (CIV-530)
- Judgment Debtor Booklet (CIV-511)
Last checked: Oct 24, 2026.